Preah Sihanouk Provincial Television, July 30. The National Bank of Cambodia issued financial relief guidance that day to ease the economic pressure on people affected by the Cambodia–Thailand border conflict.
The National Bank said it issued the guidance after extensive consultations with the Association of Banks in Cambodia and the Cambodia Microfinance Association. It aims to respond to Prime Minister Hun Manet’s appeal and provide practical assistance to affected people in a spirit of humanitarianism, solidarity and mutual aid.
The guidance requires banks and financial institutions, from July 30, 2025, through October 31, 2025, to provide borrowers displaced by the conflict with the following arrangements:
1. Waive all loan-related fees and penalties;
2. Suspend interest payments on loans during this period;
3. Defer repayment of loan principal during this period;
4. Do not capitalize interest into principal during the above period.
The guidance also specifies relief measures for eligible service members and their related loans:
1. Cancel up to 80 million riels in loans where a fallen service member is the borrower or co-borrower;
2. Cancel up to 10 million riels in loans for military borrowers disabled in this round of fighting;
3. For military borrowers directly engaged in combat, waive loan-related fees and penalties, suspend interest payments and defer principal repayment for the six-month period from the date of issuance through January 31, 2026;
4. Do not capitalize interest into principal during the above period.
At the same time, the National Bank required banks and financial institutions to continue restructuring loans for other customers under current regulations and encouraged institutions, within their actual capabilities, to provide additional support to workers who recently returned from Thailand to Cambodia and service members who directly participated in combat.
Compiled by Preah Sihanouk Provincial Television
